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Video instructions and help with filling out and completing Why Form 8655 Releases

Instructions and Help about Why Form 8655 Releases

Hi, I'm David Bullock. In this video, I'm going to try to answer some questions for you regarding releases that you may receive after being involved in an auto accident. Specifically, I want to address whether or not you should fill them out. Today, we're going to go over some of those questions. First and foremost, it's important to note that you have no obligation to complete or sign any authorization forms on behalf of the other driver's insurance company. You have no contract with them, so there is no obligation on your part to provide them with any authorization forms. After you've been involved in an auto accident, the insurance company may send you an authorization to acquire your medical records and wage information from your employer. It's crucial to tread carefully when signing these authorizations because they are often broadly crafted, allowing the insurance company to access almost any past medical record or employment information you may have. It is not necessary for you to disclose all of this information, and there may be instances where you do not want to do so. As a result, we never advise our clients to sign any authorizations for the at-fault driver's insurance company that would disclose their medical records or wage information. In addition to medical records and wage information, the insurance company may also send you releases related to property damage and bodily injury claims. It is essential to exercise caution when dealing with these releases. Suppose you were injured in the auto accident but would like to settle the property damage aspect of your claim. In that case, the insurance company may send you a release. However, it is crucial to make sure that this release specifically excludes any bodily injury claims and solely addresses property damage claims. This precaution prevents...